Birmingham tops ‘crash for cash’ hotspots

The city of Birmingham is the most 'crash for cash'-prone city in England.

A study by the Insurance Fraud Bureau (IFB) found Birmingham had 10 of the 30 top postcodes in the UK that saw staged collisions victimize drivers, also known as 'crash for cash'.

The areas included Washwood Heath, Aston and Small Heath, according to the BBC.

Last year insurance company Aviva also reported similar statistics, with more than 25 per cent of its 3,000 'crash for cash' claims taking place in Birmingham.

Other parts of England to feature included Manchester, Bradford, London and Oldham.

IFB director Ben Fletcher said: "We don't know the exact reason Birmingham features so heavily in these surveys.

"Obviously, this is a nationwide problem and we have investigations that range from Kent to the north east, but large urban areas tend to be the focal points for these kind of crimes."

Over the past year data has been collected that shows a staggering 55,573 injury claims linked to the scam. This is estimated to cost the motor insurance industry more than £340 million per annum.

The IFB also gives some advice to those who believe they may have fallen victim to the scam – note everything you can down and include all the details you remember of the crash.

It is also recommended that you fit a dashcam. This way if you are involved in such an incident you have video proof to back up your statement. Always submit a report to the police accompanied by the footage.